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The recent surge in popularity of rideshare services like Uber and Lyft has also increased the number of accidents involving these services. Drivers for rideshares are required to maintain their own auto insurance coverage, but they do not carry commercial insurance. This creates potential liability issues when drivers are involved in accidents, especially when passengers are injured or a passenger’s property is damaged.
If you have been injured in Uber or Lyft because of driver negligence, speak with an Albuquerque Uber and Lyft lawyer for an assessment of your case. Drivers need to be held accountable for their actions, especially if the accident left you with mounting medical bills and other expenses.
If you are involved in an accident involving an Uber or Lyft driver, there are a number of things you should consider, and these can help you protect your rights and get the compensation that is due to you. Steps you should take following your Uber or Lyft accident include:
New Mexico is an at-fault insurance state. This means that if you are involved in an accident with a driver, you will pursue compensation through the at-fault driver’s insurance company. Because the incident involves the rideshare company, they may absorb all of the liability instead.
Determining liability may be challenging after an Uber or Lyft accident. You may have to gather various types of evidence with a skilled attorney to investigate the incident thoroughly.
Some types of evidence that may help you prove liability include:
You may have a claim for compensation if your injury was the result of the negligence of an Uber or Lyft driver. In addition to a claim for negligence, you may be able to recover compensation on many other grounds. These include:
Work with an Albuquerque rideshare accident lawyer who can help with the legal process by ensuring that all legal requirements are met and by pursuing all avenues of compensation on your behalf.
Uber and Lyft both have insurance policies that cover drivers and passengers in the event of an accident. Depending on the status of your ride, you may file an insurance claim with either your own insurance company, the rideshare driver’s insurance company, or with Uber or Lyft.
The following are specific details regarding their insurance policies and when you can file a claim:
When a driver is logged into the Uber app but has not yet accepted a ride request, they are covered by their own car insurance policy. When a driver has accepted a ride request and is en route for pick up or during a ride to a destination, Uber provides liability coverage up to $1 million per accident for bodily injury and property damages for passengers.
Uber also provides uninsured or underinsured coverage for motorist bodily injury up to $1 million per accident in case the at-fault driver does not have adequate coverage.
Like Uber, when a driver is logged into the Lyft app but has not accepted a ride request, they are covered by their own car insurance policy. When a driver accepts a ride request and is en route to pick up a rideshare passenger or during a ride to an accepted destination, Lyft provides up to $1 million per accident for bodily injury and property damage for accident victims. Additionally, they hold a $1 million uninsured/underinsurance insurance coverage in the event an at-fault driver does not hold their own policy.
Uber and Lyft have insurance policies in place to protect their drivers and passengers in the event of an accident. If you were injured while taking a rideshare, it is vital to seek legal counsel from a skilled Albuquerque Uber and Lyft accident lawyer and report the accident to the rideshare company to recover compensation for accident-related injuries. We can help you determine your best legal options and when to file an accident claim with the rideshare company.
As Albuquerque Uber and Lyft accident lawyers, Dominguez Law Firm represents individuals who have been harmed by the negligence of others. We will advocate for your rights and fight to recover damages to help pay for medical bills, lost wages, lost earning capacity, and other consequences of injury. Our office is located less than 10 minutes from Pete V. Domenici U.S. Courthouse.
The Dominguez Law Firm will help gather evidence, set you up with an expert witness who can testify in your case, manage negotiations with the insurer, and represent your interests in court, if necessary. Fill out our contact form or for a free case evaluation from an Albuquerque Uber accident lawyer, contact Dominguez Law at (505) 596-4481. Se habla Español.
At Dominguez Law, we believe in holding parties who act recklessly accountable for their actions and are dedicated to making their insurance companies pay top dollar for your claim. If you believe the at-fault party acted negligently or recklessly, contact us as soon as possible.
To schedule a free consultation with one of our compassionate and aggressive Albuquerque car accident attorneys, call Dominguez Law today at 505-850-5854 or contact us online. Se Habla Español.
