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Being struck by another vehicle on the road and getting into an auto collision in Albuquerque is a frightening experience. Many drivers are unaware of the processes that follow an auto accident, how liability is proven, or how accident coverage works. Understandably, encountering a negligent driver that has little to no coverage in an accident can cause worry and make you question your next options.
If you have recently experienced a car accident and varying damages, it is essential to understand your rights. Our Albuquerque underinsured and uninsured accident lawyers at Dominguez Law are knowledgeable of the laws that protect injured individuals and the personal injury claim process that helps many people recover after suffering injuries in an accident.
Every New Mexico driver must register their vehicle and obtain auto insurance coverage. The state has a minimum requirement for bodily injury and property damage liability. Additionally, insurance companies offer their policyholders the minimum uninsured motorist coverage and liability insurance. Many drivers are uninsured or have policies covering less than the resulting damages in a serious accident.
By law, the standard required auto insurance policies should be comprised of the following:
In the case the liable parties are uninsured or underinsured at the time of an accident, your coverage can cover the damages and expenses related to the accident. However, an uninsured accident attorney can help you make a personal injury claim or guide an eligible lawsuit against liable parties that caused damages beyond the available coverage, even if they are uninsured.
Some accidents may result in minor fender benders while others cause fatalities. In New Mexico, preventable accidents result in varying injuries, damages, and losses at the hand of negligent drivers. Since New Mexico is an at-fault state, determining liability and proving fault is essential for a claim and lawsuit. Common causes and factors attributing to New Mexico car accidents include:
Depending on the circumstances surrounding your accident, one or multiple parties may be held responsible for the damages and your injuries. Compensation is awarded based on the percentage of fault a driver has. If you have been injured and endured damages due to another’s negligence behind the wheel, filing a claim and pursuing a lawsuit when warranted may help you recover the compensation you are owed.
Depending on the severity of a crash, the nature of your injuries, and the length of recovery you may require, several damages may be compensated in your case. It is essential to understand your rights in recovering compensation and which damages an attorney may help you recover by working to prove another’s negligence and exploring your options within the liable party’s coverage. Common compensatory damages in a New Mexico personal injury case can include:
Many drivers do not elect underinsured or uninsured coverage because it is optional. Whether you have this coverage available or not during an accident with a driver that does not have coverage, seeking help from an experienced Albuquerque accident lawyer may help your case.
The benefits of hiring a car accident lawyer in New Mexico can include your lawyer:
Many car accident victims are injured and have to recover from varying damages that leave them financially burdened. Regardless of the cause behind another person’s negligence, you have a right to pursue compensation for the challenges you are experiencing. Many drivers are unaware of the personal injury claim process and how an attorney can benefit from a claim for a car accident caused by an uninsured or underinsured driver.
At Dominguez Law, our compassionate and aggressive car accident lawyers, including Paul M. Dominguez, have years of experience providing professional legal support and representation for injured individuals within the Albuquerque community. To speak with our trustworthy and Spanish-speaking team, complete our online contact form or give us a call at (505) 596-4481.
At Dominguez Law, we believe in holding parties who act recklessly accountable for their actions and are dedicated to making their insurance companies pay top dollar for your claim. If you believe the at-fault party acted negligently or recklessly, contact us as soon as possible.
To schedule a free consultation with one of our compassionate and aggressive Albuquerque car accident attorneys, call Dominguez Law today at 505-850-5854 or contact us online. Se Habla Español.
